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5) Credit Cards also offer reward points on purchases which you can accumulate and redeem later with cash backs & attractive gifts etc.Most hotels you’ll ever want to make reservations at will require a credit card.A hotel in Singapore may accept bank account information instead of plastic, but just make sure that you have all bank details with you.Most hotels like to generate business, they want the booking and will take time to help with securing a room for you in their hotel.Do not panic when wanting to book into a Singapore hotel and you realise that you are without the right credit card.
2) Online Shopping: The Credit Card helps you to buy products/services online or over the phone thus helping you to purchase anywhere 24x7."Most individuals moving to a new country start a credit history through the traditional means," says Norm Magnuson, a spokesman for the Consumer Data Industry Association, an international trade association for credit reporting agencies based in Washington, D. "They may get a charge card from a bank or lending institution in that country or apply for a card from a retailer and continue to build their credit there." While it's not impossible that a foreign lender would request a copy of a U.S.-based credit report, it's unlikely, Magnuson says.The vast majority will not reserve a hotel room without a credit card.The hotel chains are almost certain to require credit card information.